Financial Aid

As a current student, you are likely no stranger to financial aid. No matter how familiar you are with applying for financial aid, there are a lot of options and it all can get confusing quickly. And, if you would like additional help along the way, we are always here to help!

Because of the need for financial aid, you must file a renewal Free Application for Federal Student Aid (FAFSA) each year in order to continue receiving scholarships, grants, loans and work study. You must also maintain satisfactory academic progress, meet any scholarship-specific criteria, and provide any requested verification documents in order to remain eligible.

FAFSA instructions

The first step in applying for financial assistance is to complete the Free Application for Federal Student Aid (FAFSA) or the Renewal Application. Indicate Delta's school code (002251) for Delta to receive your FAFSA information electronically. It may take up to five business days for us to receive this information.

Learn more about filling out the FAFSA


Important Dates

Students must complete the 2021-2022 FAFSA to apply for financial aid for the Fall 2021, Winter 2022 and Spring 2022 semesters. The last day to complete the FAFSA for this academic year is June 30, 2022.

Students must complete the 2022-2023 FAFSA to apply for financial aid for the Fall 2022, Winter 2023 and Spring 2023 semesters. The last day to complete the FAFSA for this academic year is June 30, 2023.

The priority dates listed below are the recommended submission dates to make sure your financial aid application (FAFSA) and required documents can be reviewed and processed in a timely manner.

If you are unsure of what additional required documentation is required of you, please log in to Student Self-Service to view this information.

  1. From the top of screen, select Student Self-Service from the Tools drop down menu.
  2. Select Financial Aid.
  3. Select Required Documents from the financial aid drop down menu

The last day to request a Federal Direct Stafford Loan is two weeks prior to the end of the semester.

Semester FAFSA Year FAFSA Submit Date Document Submit Date
Fall 2021 2021/22 July 1, 2021 July 15, 2021
Winter 2022 2021/22 November 1, 2021 November 8, 2021
Spring 2022 2021/22 March 1, 2022 March 4, 2022

Types of Financial Aid

Financial aid is a general term that represents any financial assistance you receive to help pay for your education. There are several types of financial aid. You'll need to repay some types, while others are forms of gift aid that do not have to be paid back.

LEARN MORE ABOUT TYPES OF FINANCIAL AID


Ability to benefit

In order to receive Federal Student Aid funds, you must be qualified to study at the college level.

You are eligible to receive Financial Aid benefits if you:

    • Have a high school diploma (this can be from a foreign school if it is equivalent to a U.S. high school diploma)
    • Have the recognized equivalent of a high school diploma, such as a General Education Development certificate (GED)
    • Have completed homeschooling at the secondary level as defined by state law
    • Have completed one of the Ability-To-Benefit (ATB) alternatives and first enrolled in an eligible college program prior to July 1, 2012.
      The ATB alternatives include: 
      • Passed/passing an independently administered Department of Education approved ATB test such as COMPASS, ASSET or ACCUPLACER
      • Completing at least six credit hours that are applicable toward a degree or certificate offered by Delta College (remedial coursework does not count towards this requirement)

Attendance policy

Title IV Federal Aid (i.e. Pell grant and Direct Loans) is based on the number of registered, eligible credits a student is enrolled in as well as the successful completion of those credits.  If you experience any extreme circumstances preventing you from completing your class(es), speak to your instructor and the Financial Aid Office prior to dropping or making an enrollment change.

Financial Aid may be adjusted for the following circumstances:

  • Never Attended: Federal financial aid will be adjusted down for classes the student does not begin attendance or is reported as never attended by the instructor. Classes dropped prior to its start date may also result in aid being reduced, and also applies to classes canceled by the institution due to lack of prerequisite or for other reasons.
  • Complete Withdrawals: If a student completely withdraws (all F, W, or WI grades) from a semester without one passing grade, a recalculation of Federal aid may have to be done. Attendance for each class will be evaluated based on the last date of attendance reported from the instructors. Students that do not attend their classes for more than 60 percent of the semester may be required to pay a percentage of their aid back.
  • Module/Accelerated Class Withdrawals: If a student withdraws from a module class and also have later starting class(es) that have not begun, written confirmation is required to confirm attendance in the later starting class(es). If written confirmation is not received Federal aid may be adjusted down, and the student may be required to pay a percentage of their aid back.

Please refer to the Return to Title IV (R2T4) section for further information regarding your attendance and the effects on your Federal financial aid. 


Consortium Agreements

Delta College partners with universities to enable students to attend a university and Delta College during the same semester. The agreement allows students to receive financial aid funds from the university and combine credits from both schools for enrollment purposes. Consortium agreements allow for more flexibility with scheduling or availability of courses, and cost. Students are required to contact the financial aid office from their university to start a consortium agreement. 

During your enrollment at Delta with a consortium agreement, the payment deadline may be extended to the student as a courtesy to allow time for a financial aid balance check from the university.

Students are responsible for:

    • Paying Delta College directly for tuition and fee charges by the extended payment due date
    • Purchasing books and supplies, no Bookstore courtesy is extended
    • Notifying your university of any class schedule changes
    • Each semester, renew your consortium agreement with the university

Delta College will be responsible for verifying enrollment and attendance, and sending a transcript upon completion of each semester. 


Federal Verification Process

Federal verification is a process implemented by the U.S. Department of Education in which institutions are required to confirm the accuracy of information that students provide on their Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education may select students for the federal verification process based on random sampling or because the student’s FAFSA data was incomplete, estimated or inconsistent. However, the Delta College Financial Aid Office reserves the right to request additional documentation from financial aid applicants although they are not selected for the federal verification process. Further information may be requested to verify conflicting information or to bring resolution to any other identified conflicts during financial aid processing and disbursement.

If you are selected for the federal verification process, we will send an email notification to your Delta email account letting you know what information we need complete the verification process.  We are required, by federal regulations, to request documentation to confirm the information reported on a student’s FAFSA. The required documentation will also be listed on the Required Documents section of your Financial Aid Self-Service account.

To satisfy the request for tax return information, the you and your parent (if a dependent student) must import the data to the FAFSA through the IRS Data Retrieval Tool (IRS DRT), request an IRS Tax Return Transcript--which can be obtained free of charge from the IRS or provide us with a signed copy of the Federal Tax Return.

We will process the verification documentation in the order it is received. However, the review of your verification documentation can take up to 4 weeks to complete. Therefore, if you delay in filing your FAFSA and submitting your verification documentation, there can be a significant delay in processing your financial aid. If this happens, you may have consider other payment options to pay for your classes until your financial aid is processed.

Verification must be complete within 120 days after the last day of your enrollment for the academic year.  Failure to meet the deadline date will result in the lack of a financial aid award and you will be responsible for payment of all charges on your account.

The U.S. Department of Education can select a student for the federal verification process or request additional documentation at any time, including after the student has received financial aid. If you are selected for the federal verification process or asked to submit additional documentation after receiving financial aid, we will notify notify you via email to let you know that we need information to complete the verification process. Until the required verification documentation is submitted, received and processed by our office, any federal aid that you received (e.g., Federal Pell Grant) will be removed from your account.

If we discover any differences between the verification documentation and information reported on your FAFSA, we will make corrections to the FAFSA and submit those corrections to the U.S. Department of Education. Therefore, unless you are notified by our office, you or your parent (if a dependent student) should not update the FAFSA, as this may cause additional delays in the awarding of your financial aid.

Once we confirm the data reported on your FAFSA, we will recalculate your financial aid eligibility and communicate the results to you via email as well as updating your information on Financial Aid Self-Service.

If the federal verification process is completed after your initial financial aid award and receiving a financial aid disbursement, your financial aid eligibility may change as a result of revisions made to the FAFSA. You may also be required to repay financial aid that was previously awarded and disbursed to your account with the Delta Student Billing Office (e.g., changes to the EFC and Federal Pell Grant eligibility).

We understand the federal verification process can be challenging. Therefore, we would like to provide some additional information on different methods for retrieving the appropriate tax information from the IRS.  Below is the link to the IRS website where you will find instructions on requesting a tax return transcript:

IRS Get Transcript


Special Circumstances

Students and families that have experienced changes to income, life circumstances or unusual expenses may be eligible to request an adjustment to their FAFSA. This video below will explain special circumstances in detail and establish the steps students can take to request an adjustment to their FAFSA.

If you are transferring to Delta from another college and was granted a special circumstance approval, you are still required to meet with an advisor and provide the necessary paperwork to our office for consideration.  Each institution determines special circumstance eligibility based their policies and our decision may be different than your prior school.


Using Financial Aid Toward Bookstore Purchases

If you are receiving financial aid that can be used in the Delta Bookstore, bring a current printed billing statement along with Student ID to the bookstore each time you make a purchase.  You can also purchase your books online through the Bookstore's website.

DELTA BOOKSTORE


Financial aid complaints

Students who have complaints about financial aid should first work with a Financial Aid Advisor in the Financial Aid Office to resolve the dispute. 

Financial Aid Office
D101
financialaid@delta.edu
989-686-9080

Should the dispute not be resolved after working with the financial aid staff, students may ask to be forwarded to the Director of Financial Aid. 

The Financial Aid Office will review all complaints sent directly to the Director of Financial Aid, Dean of Students, Vice President of Student and Educational Services, President of the College and all other officials who may receive a complaint regarding issues with financial aid. All complaints are taken seriously, and will be viewed and responded to promptly. 

Formal complaints can be submitted via the Delta College General Concern/Complaint Reporting Form.

If the dispute is not resolved to the student's satisfaction, there are resources outside of the college that may assist.

Federal Ombudsman for federal loan disputes
U.S. Department of Education
FSA Ombudsman Group
830 First Street, NE
Mail Stop 51444
Washington, DC 20202-5144
877-557-2575
www.studentaid.gov

Office of Inspector General for suspected fraud or abuse in federal aid programs
800-MIS-USED or 800-647-8733
www2.ed.gov

Michigan Attorney General Office of Consumer Protection
P.O. Box 30213
Lansing, MI 48909
517-373-1110 or 877-765-8388
miag@michigan.gov

Consumer Financial and Protection Bureau
855-411-2372
www.consumerfinance.gov 

Contact us
Make an appointment with student services departments.

1961 Delta Road
University Center, MI 48710
989–686–9000
info@delta.edu