Delta College’s Financial Aid Office recognizes that families can experience changes or have additional expenses that are not reflected on the FAFSA. This could affect the family's ability to contribute to the student's college education and/or could increase the student's estimated cost of attendance.
U.S. Department of Education regulations allow financial aid offices to determine which circumstances warrant further review. To ensure fairness and compliance with the federal financial aid regulations, special circumstances are considered on a case-by-case basis. However, there are limits as to what can be considered.
The following are situations that we will consider for student/spouse or parent(s):
- Loss of Income (must be at least 20 percent decrease from previous year)
- Dislocated Worker
- Loss of Untaxed Income or Benefits
- Parent Divorce or Separation
- High unreimbursed Medical Expenses
Loss of Income -- A student/spouse or parent(s) who earned income in the previous year, has lost employment for at least twelve weeks in the current year, AND anticipates having at least a 20% drop in total earnings from past calendar year to current calendar year. Those who are self-employed may request a reevaluation of their expected parental contribution; however, they must wait until they have filed their current year federal income tax return. Explain the change(s) in income and the date(s) the change(s) occurred. During the review process, you may be asked for additional information.
Dislocated Worker -- If a student/spouse or parent(s) indicated "yes" to the dislocated worker question on the FAFSA, provide a termination letter from his/her employer and a letter explaining the circumstances that led to the job termination.
Loss of Untaxed Income or Benefits -- A student/spouse or parent(s) received income or benefits, i.e., worker's compensation, unemployment compensation, retirement benefits, and/or court-ordered child support, in the past year but has completely and permanently lost that income or benefit in the current year. Indicate the type and amount of benefit(s) and the date the benefit(s) ceased.
Divorce or Separation -- A student/spouse or parent(s) has separated or divorced after the student has filed the FAFSA and marital status was reported as married on the FAFSA. Provide documentation of the date of the separation/divorce and include past year's federal tax transcript and all W2's. During the review process you may be asked for additional information.
Death -- A spouse or parent whose income was used on the FAFSA has died. Provide a copy of the death certificate and include all W-2 forms (if applicable) when submitting the past year's federal tax transcript.
High unreimbursed Medical Expenses -- Include Schedule A of the past year's federal tax transcript form showing medical deductions.
The situations below, while not all inclusive, indicate the types of circumstances that will NOT be considered.
- Adjustments to overtime
- Car payments
- Changes in seasonal employment
- High consumer debt, including credit cards
- Home mortgage expenses
- Liquidating 401K
- Monetary settlements
- Voluntary buyouts
If you have a qualifying special circumstance that can be considered, you will need to complete and submit the Special Circumstance Form and all requested documents before the Financial Aid Office (FAO) can consider your request for a re-determination of financial aid eligibility. Special Circumstance Request Forms are available in the Financial Aid Office and online (see below) and are available after May 1st for the upcoming school year. Please Note: For the 2014/2015 academic year after November 3, most Special Circumstance Forms will not be accepted without a completed 2014 Federal Tax return.
During the review process (after the Delta College’s FAO receives your FAFSA results and your completed Special Circumstance Request Form, along with all required documentation), we will evaluate your eligibility for aid and will inform you via email if additional information is needed about the special circumstance. Our ability to provide additional assistance will be determined by when you inform us of the change, how much impact the change has in your financial need, and whether funds are available at the time you provide the information.
Special Circumstance Request Forms (available May 1)
Divorce/Separation or Death
Loss of Benefit/Unusual Family Medical Expenses
Loss of Employment/Reduction of Earnings