Types of Financial Aid
There is a wide variety of funding available to assist students and their families with tuition, fees and other college-related expenses. Financial aid includes grants, scholarships, student loans and work-study.
Grants and Scholarships
Grants and scholarships are gift assistance and do not have to be repaid under most circumstances. If you receive your award letter before you register, you may charge tuition and fees up to the amount of your grant/scholarship eligibility. Any remaining balance can be used to charge required books and supplies if permitted by the terms of the grant/scholarship. If you have paid your own costs before receiving your award letter, or if you did not use all of your aid after tuition, fees, book and supply charges are paid, a check for the balance will be issued to you later in the semester, as long as you maintain eligibility. You are not allowed to receive federal financial aid at two institutions at the same time.
NOTE: Federal regulations require course attendance for all financial aid recipients. This process is detailed online in the College Catalog.
Awards are based on full-time (12 or more credits) attendance. Actual amounts are determined by your enrollment status at the end of the refund period for each class and may be reduced or cancelled at less than full-time enrollment. In general, grants are reduced to 75% at 9 - 11 credits, and to 50% at 6 - 8 credits.
For additional financial aid eligibility requirements, please access the following link: Standards of Academic Progress
Disability-Related Scholarships and Awards
Opportunities available specifically for students with disabilities.
Michigan Education and Training Voucher Program (ETV)
Federal Pell Grant
To be considered, complete the FAFSA. Award eligibility varies. Eligible students must demonstrate financial need as determined by the federal methodology, meet standards of academic progress, not owe due to an over award or be in default on any Title IV Aid, and be working toward a Delta College academic degree or certificate.
The Consolidated Appropriations Act of 2012 reduces the duration of a student's Pell grant eligibility to a 12-semester (full-time) lifetime limit. Students who have received Pell grant funds for the equivalent of 12 full-time semesters will not be eligible to receive this grant for future semesters. Full-time enrollment is defined as 12 or more credits per semester.
How do you know if you are nearing your lifetime limit? Your SAR (Student Aid Report - results from completing your FAFSA) will report the amount of Federal Pell Grant that you have received. You may also review the results at NSLDS (National Student Loan Data System).
Federal Supplemental Educational Opportunity Grant (FSEOG)
To apply, complete the FAFSA. Those students with the most financial need as determined by federal methodology will be considered first. Eligible students must also meet standards of academic progress, not owe a refund or be in default on any Title IV Aid, and be working toward a Delta College academic degree or certificate.
Iraq & Afghanistan Service Grant
For students who are not Federal Pell Grant eligible; whose parent or guardian died as a result of military service in Iraq or Afghanistan after 9/11/01; and who, at the time of the parent's or guardian's death, were less than 24 years old or were enrolled at least part-time at an institution of higher education. The maximum award is adjusted for less-than-full time study. The grant award is not to exceed the cost of attendance for that award year.
Children of Veterans Tuition Grant (CVTG)
Must be the natural or adopted child of a Michigan veteran who is totally and permanently disabled, deceased, or missing in action. Must be at least 16 and less than 26 years old. Must maintain a cumulative GPA of 2.25 for renewal. The award amount is up to $2,800 per academic year for up to four academic years. The grand total of award is $11,200. The award is limited to tuition and mandatory fees.
Fostering Futures Scholarship (FFS)
The Fostering Futures Scholarship provides scholarships to young adults who have experienced foster care in Michigan. Awards are paid directly to the students’ institution to assist with unmet need in tuition/fees, room/board, and books/supplies. Students must have been in foster care on or after their 13th birthday. There is no upper age limit; students can receive funding at any age. Students must be attending a Michigan degree-granting public or private 4-year college/university or a community college.
Michigan GEAR UP
Must have participated in GEAR UP College Day Program between 2007 and 2012 and have been nominated for an award. Awards are $5,500 per academic year for full-time students, but cannot exceed the cost of attendance.
Michigan Competitive Scholarship Program (MCS)
Achieve a qualifying ACT score of at least 23 (composite) or 90 (scaled score) prior to entering college. Starting with the Class of 2017, an ACT score will not be considered. Students must achieve a qualifying score of at least 1200 on the SAT. Federal processor must receive Free Application for Federal Student Aid (FAFSA) by March 1. Must maintain a minimum cumulative 2.0 GPA. This program is both merit and need based. The award is limited to 10 semesters of tuition and mandatory fees. Award amount information can be found on the MI Student Aid website.
Tuition Incentive Program (TIP)
Eligible students must be under the age of 20 at the time of high school graduation/GED completion and have been a Medicaid recipient. TIP covers up to 24 credits per academic year and pays most fees up to $250 each semester.
To receive TIP at Delta College, students must indicate Delta as their college selection choice each year. They can do this by listing Delta as their first college choice on the FAFSA, by logging into the MiSSG Student Portal or by calling the Michigan Department of Treasury, Office of Scholarships and Grants at 1-888-447-2687. TIP eligibility letters will no longer be needed and will not be provided to students by the State. Students must also submit copies of their high school diploma/GED and birth certificate to the Financial Aid Office to be considered for this award.
Michigan Indian Tuition Waiver (ITW)
Students with one-quarter minimum Native American blood quantum, who are enrolled members of a federally recognized tribe and legal residents of Michigan for one year or more may qualify. ITW covers tuition only, for any number of credits. For more information, please visit the Michigan Department of Civil Rights.
Board of Trustees Grant (BTG)
The BTG provides financial assistance for short-term training programs offered through the LifeLong Learning Office. Eligibility is determined by financial need. Grant pays for up to 1/3 of tuition costs or a maximum of $692. Applications are available in the Financial Aid Office and on the Financial Aid Forms page.
Adult Education Scholarship (AES)
The AES scholarship is a one-time award of $500 for the Fall semester. Recipients must be in-district, graduate from an eligible Adult or Alternative Education program, and have demonstrated academic achievement with the desire for a post-secondary education. The award can be used for direct and indirect educational expenses.
Educational loans are available to assist students with any unmet educational costs. Loans must be repaid, and should be considered carefully. Students should always file a FAFSA first in order to be considered for federal loan eligibility. When that eligibility is exhausted, parent and alternative loans are the next consideration. Watch the videos Responsible Borrowing to learn about your responsibilities as a borrower and what you should consider when taking out loans for college and Repayment: How to Manage Your Student Loans to learn more about changing repayment plans, postponing or reducing your payments, or combining your federal student loans.
Click on the following links for additional loan information:
Other Financial Aid Resources
Students interested in obtaining additional education or training to re-enter the workforce should explore potential funding opportunities through their local Michigan Works and Michigan Rehabilitation Services agencies.
Veterans can also find Educational Benefits information through the Delta College Veteran's Services Office.